Scott Neal – MD Update

A Look Forward

June 1, 2021June 16, 2021 Scott Neal accommodative federal reserve, accumulated disposable income, actual sell price, big deficit, bond, bond market, buy bond, cash build, charge of long-term rate, curve, data collection tool, deficit, demand curve move, economic detail, economist, economist call wealth effect, face of inflation, Harvard economist estimate, hearty growth, huge pent-up demand, inflation, inflation kick, interest rate, keep interest rate low, long-term rate, low short-term rate, mean high rate, month-over-month, month-over-month growth, movement of supply, negative real return, net of inflation, next major round, next major round of inflation, pent-up, pent-up demand, positive rate of return, rate low, reasonable degree of certainty, rise interest rate, robust increase, Scott Neal, supply curve, unparalleled stimulus, year-over-year, year-over-year comparison, year-over-year number

I don’t suppose that I need to spend a lot of time reminding you that 2020 and Q1 2021 have

Finance

Back to Basics

April 1, 2021June 16, 2021 Scott Neal Alka-Seltzer commercial, amount of payoff, asset, balance, balance sheet, balance sheet date, basics, cash, cash flow, categorization of the asset, checkup, coronavirus vaccine, debt, dynamics of a balance sheet, fizz, foolish action, inflow, JTWROS, liability, liquidity of the asset, negative net worth, net worth, old Alka-Seltzer commercial, payoff, payoff date, plop, right of survivorship, rollout of the coronavirus vaccine, Scott Neal, sheet, snapshot of a point, spouse 's asset, tax-deferred, tax-deferred retirement account, Tax-Deferred retirement asset, taxable asset, track of net worth, worth

Remember that old Alka-Seltzer commercial that began, “Plop, plop, fizz, fizz, oh what a relief it is?” I don’t think

Finance

At a Crossroads

February 1, 2021April 14, 2021 Scott Neal $, 1.9, 70% success, absence of trump, agenda of national survival, American prophecy, Biden, Biden 's $1.9 trillion dollar request, Biden administration, boom generation, boomer, Boomer script, brand-new culture war, Care act, Congress raise, COVID-induced, COVID-induced recession, crossroad, culture war, dollar request, generous relief, gray champion, history turn, Joe Biden, Joe Biden 's policy, long-lived life, mark of a true elder statesman, maximum danger, missionary elder, new strain, new strain of the virus, next Gray Champion, overwhelm post-inauguration sentiment, PE, PE ratio, post-inauguration, post-inauguration sentiment, presence of Biden, pro-choice secularist, pro-life evangelical, rally, rd turn, recovery, Saecula, Scott Neal, significant new fiscal stimulus, steady decline of employment, stock, stock market, strong stock market, time of maximum danger, true elder statesman, typical business cycle, unfamiliar challenge, unfamiliar challenge of self-restraint, unraveling-era, unraveling-era skirmish, vaccine, vaccine rollout, virus, Woody Brock, young millennial

While a few people have told me this month that they are afraid of a Biden administration, the overwhelming post-inauguration

Finance

Where Do We Go from Here?

December 1, 2020February 17, 2021 Scott Neal -contribution limit, 70½, B., Biden, Biden victory, calendar move, Care act, catch-up limit, contribution, COVID, Dr. Woody Brock, duration of the market, employer 's match, entire employer 's match, entire final paycheck, financial house, firm 's sale, FOMO, free money, inherited IRAs, interest rate, IRA, IRA contribution, K., late market move, let 's keep, minimum amount necessary, owner of inherited IRAs, paycheck, plan administrator, polarized electorate, prospect of future earnings, QCD, required minimum distribution, RMD, RMD wrinkle, RMDs, Roth contribution, Roth IRA, Scott Neal, smart folk, steep sell-off, stock, stock market, tax year, tax-year contribution, tortuous decline, traditional IRA, trap of FOMO, upward bias, v-shaped recovery, wall street analyst, wash sale, year-end

For the nation, 2020 has been one of the most difficult years in memory. We are grappling with COVID and

Finance

Q & A with Scott Neal

October 1, 2020December 1, 2020 Scott Neal 4.75% real return, â– , C., calculated return, commodity shock, consumer, current market trend, deep loss, deflation, deflation of consumption good, Dr., Dr. C., Dr. M., excess demand growth, expected rate of return, figure chart, front end of large downturn, hot growth stock, IBM, inflation, inflation of financial asset, inflation of the price, inflationary event, investment, large downturn, M., MACD indicator, monetary ease, money print, projected inflation rate, purpose of the investment, real return 's on investment, reference case, reference case of the plan, Scott, Scott Neal, sequence-risk, serious inflation, spend power, stable level of inflation, stock, stock present good value, tech stock, time of a purchase, trend 's reversal, XYZ stock

In recent days, we have heard questions from a variety of people. I usually think that when a few people

Finance

Discover What’s Normal

August 1, 2020October 19, 2020 Scott Neal 2020, 2020s decade, adequate PPE, aspect of generation, catastrophic crisis, champion of new ideal, childhood toy, Chinese word, climactic event of WWII, climactic period, collective wisdom, community purpose, COVID-19, COVID-19 pandemic, crisis, current crisis, development of a simplified workable worldview, established normalcy, family supper, favorite childhood toy, financial column, financial plan, financial plan career, find resolution, found moment, generational think, gray champion, health of patient, healthy paradigm shift, history run, Howe, huge segment, investment, junior spy, late William Strauss, lens of history, life of a junior spy, long-lived life, mask-free, member of a large group, millennial, much-maligned millennial, negative term, Neil Howe, new normal, opportunity, pandemic, periscope, pessimistic worldview, pre-COVID, pre-COVID 19, respected advisor, Saecula, Scott Neal, season of life, simplified workable worldview, social distance, Strauss, strengthen of family, sure feel, worldview

Before getting into the financial column, let me say that you who are watching after and attending to the health

Finance

New Tax Rules and Planning Opportunities Under CARES

May 1, 2020September 4, 2020 Scott Neal 10, 10 year rule, beneficiary, beneficiary designation, calculate interest, contribution, contribution deduction, conversion, Coronavirus aid, deduction, early confusion, economic security act, estimated tax, financial future, financial plan, high earn year, IRA, IRA contribution deadline, medical need of patient, minimum distribution, new law, new tax rule, pandemic, penalty, potential trap, prior limit, re-cast, retirement, retirement account, retirement account distribution, retirement account owner, retirement plan, RMDs, Roth, Scott Neal, secure act, select group of beneficiary, spouse, spouse die, survive spouse, tax filing, taxable social security, traditional retirement account, tread, unique plan opportunity, young beneficiary

Before talking about taxes and money, let me first say thank you to all of you who are meeting the

Finance

Recollections of Financial Crisis

March 1, 2020June 1, 2020 Scott Neal 20, 200 day move average, 50 day move average drop, 800+, area rise, bear market territory, care train, cash, cash flow, Cash management, COVID-19, COVID-19 crisis, COVID-19 pandemic, COVID-19 virus, crisis, crisis hit, death cross, Dow, Dow future, financial impact, financial plan, financial plan area rise, free e-book, great sense, great sense of control, hold space means, insurance, lot of call, market 's crash, moment of encounter, pandemic, pastoral care train, recollection of financial crisis, resolve stress, respondent, Scott Neal, two-question, two-question poll, uncertainty, unfulfilled expectation, virus, wild swing

At 5:00 AM on March 20, 2020, the DOW futures were registering an implied open to the trading day 800+

Finance

The SECURE Act and Your Retirement

February 1, 2020April 2, 2020 Scott Neal 70½, asset, beneficiary, bracket, bracket management, carryforwards, consideration, conversion, critical decision factor, current tax regime, deceased owner, decision factor, free income, future generation, high tax bracket, important provision of the act, income recognition, income recognition strategy, inherited IRAs, insurance, IRA, IRA beneficiary designation, IRAs, IRS table life expectancy, job act, large retirement account relative, life insurance, low tax year, minimum distribution, must start, non-retirement, non-retirement account, non-spouse, non-spouse beneficiary, plan opportunity, prior plan, prolong wealth, re-evaluated, reprieve, retirement, retirement account relative, retirement asset, retirement enhancement, RMDs, Roth, Roth asset, Roth conversion, Roth distribution, Roth IRAs, Roth reprieve, Scott Neal, secure act, stock advice, strategic approach, tax bracket, tax-free, tax-free distribution, tax-free growth, taxpayer, top of the current 24% bracket, traditional IRAs, traditional retirement asset

For as long as I can remember, the stock advice about IRAs has been to stretch them out as long

Finance

Smarter Investment Objectives

November 1, 2019February 21, 2020 Scott Neal aspect of liquidity, asset, asset 's tax, available cash, cash, cash flow, category, charitable organization seek year-end contribution, difficulty set investment goal, dividend, Droms, economic benefit, economic benefit of an investment portfolio, elimination of capital gain, G., Georgetown university 's William G., immediate taxation, immediate taxation of dividend, important tax benefit, investment, investment goal, investment portfolio, liquidity, little quiz, MD-UPDATE, MD-UPDATE issue, moderate growth, portfolio, qualified retirement account, question of allocation, quiz, retirement account, risk tolerance, Scott Neal, security selection, share of a widely-traded stock, smart give, smart investment objective, substantial growth, tax benefit, tax consideration, tax-efficient invest, tradeoff, valid entry, widely-traded, widely-traded stock, work of Georgetown university 's William G., year-end contribution

Before we get into the topic for this issue, I offer a reminder. If the contents of your inbox resemble

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