QCD – MD Update

Where Do We Go from Here?

December 1, 2020December 1, 2020 Scott Neal -contribution limit, 70½, B., Biden, Biden victory, calendar move, Care act, catch-up limit, contribution, COVID, Dr. Woody Brock, duration of the market, employer 's match, entire employer 's match, entire final paycheck, financial house, firm 's sale, FOMO, free money, inherited IRAs, interest rate, IRA, IRA contribution, K., late market move, let 's keep, minimum amount necessary, owner of inherited IRAs, paycheck, plan administrator, polarized electorate, prospect of future earnings, QCD, required minimum distribution, RMD, RMD wrinkle, RMDs, Roth contribution, Roth IRA, Scott Neal, smart folk, steep sell-off, stock, stock market, tax year, tax-year contribution, tortuous decline, traditional IRA, trap of FOMO, upward bias, v-shaped recovery, wall street analyst, wash sale, year-end

For the nation, 2020 has been one of the most difficult years in memory. We are grappling with COVID and

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A Guide to Smarter Giving

January 1, 2017March 23, 2018 Scott Neal 70½, AGI, capital gain tax, charitable intent, charitable organization, charity, DAF, deduction, donation, donor-advised, donor-advised fund, eleemosynary intent, eligible charitable organization, full value of the share, gain tax, high income year, income year, intent, IRA, itemized deduction, lawyer call, non-retirement, non-retirement account, non-taxable distribution, QCD, QCDs, qualified charitable distribution, qualified charity, required minimum distribution, RMD, Scott Neal, smart give, tax return, utilize part

If you are like most people with charitable intent (lawyers call it eleemosynary intent), you write checks to charities of

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